I am retired and helping my granddaughter understand if Earnest student loan refinancing is a good idea for her current interest rate situation.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I am retired and helping my granddaughter understand if Earnest student loan refinancing is a good idea for her current interest rate situation.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Earnest student loan refinancing current interest rates October 2026 fixed variable APR official Google ↗
Earnest student loan refinancing federal loan protections private loans official Google ↗
- credible.com · credible.com
- Compare student loan refinancing companies of October 2026 · nerdwallet.com
- Practical Tips · illinoisattorneygeneral.gov
- Should I consolidate or refinance my student loans? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Earnest student loan refinancing current interest rates October 2026 fixed variable APR official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Earnest student loan refinancing federal loan protections private loans official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |