How do I set up a health savings account to work alongside my high deductible health plan so I can invest the balance for retirement starting today.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I set up a health savings account to work alongside my high deductible health plan so I can invest the balance for retirement starting today.
5 real searches · 1 real-search pass
IRS 2026 HSA contribution limits HDHP minimum deductible out of pocket maximum Revenue Procedure 2025Google ↗
OBSERVEDReason
California Franchise Tax Board HSA contributions earnings tax treatment CaliforniaGoogle ↗
OBSERVEDReason
IRS 2026 HSA contribution limits Revenue Procedure 2025 2026 HDHP minimum deductible out of pocketGoogle ↗
OBSERVEDReason
IRS Publication 969 HSA eligibility contribution rules investment qualified medical expensesGoogle ↗
OBSERVEDReason
California FTB health savings account HSA state tax treatment contributions earningsGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (5)
Classes come from the query-classifier (a local Laya model). 5 of 5 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT5 real searches · gpt-6
IRS 2026 HSA contribution limits HDHP minimum deductible out of pocket maximum Revenue Procedure 2025 Google ↗
California Franchise Tax Board HSA contributions earnings tax treatment California Google ↗
IRS 2026 HSA contribution limits Revenue Procedure 2025 2026 HDHP minimum deductible out of pocket Google ↗
IRS Publication 969 HSA eligibility contribution rules investment qualified medical expenses Google ↗
California FTB health savings account HSA state tax treatment contributions earnings Google ↗
- Internal Revenue Bulletin: 2025-21 · irs.gov
- What are Health Savings Account-eligible plans? · healthcare.gov
- Publication 969 (2025), Health Savings Accounts and Other Tax-Favored Health Plans · irs.gov
- Fidelity HSA · fidelity.com
- Lively · livelyme.com
- 2024 Instructions for Form FTB 3805P · ftb.ca.gov
- Health Savings Accounts are not Tax-Favored in California · baldwin.com
Queries
5 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS 2026 HSA contribution limits HDHP minimum deductible out of pocket maximum Revenue Procedure 2025 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
California Franchise Tax Board HSA contributions earnings tax treatment California OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
IRS 2026 HSA contribution limits Revenue Procedure 2025 2026 HDHP minimum deductible out of pocket OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
IRS Publication 969 HSA eligibility contribution rules investment qualified medical expenses OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
California FTB health savings account HSA state tax treatment contributions earnings OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |