How do Lemonade and State Farm handle claims differently if my unauthorized roommate accidentally floods the kitchen and ruins my electronics?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do Lemonade and State Farm handle claims differently if my unauthorized roommate accidentally floods the kitchen and ruins my electronics?
4 real searches · 1 real-search pass
Lemonade renters insurance policy water damage roommate not listed insured liability property damage claims officialGoogle ↗
OBSERVEDReason
State Farm renters insurance policy water damage roommate not named insured personal property liability officialGoogle ↗
OBSERVEDConsequence
Lemonade renters insurance policy sample wording accidental discharge water personal property liability insured definitionGoogle ↗
OBSERVEDOther / navigational
State Farm renters insurance sample policy wording accidental discharge water personal property liability insured definitionGoogle ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (4)
Classes come from the query-classifier (a local Laya model). 4 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT4 real searches · gpt-6
Lemonade renters insurance policy water damage roommate not listed insured liability property damage claims official Google ↗
State Farm renters insurance policy water damage roommate not named insured personal property liability official Google ↗
Lemonade renters insurance policy sample wording accidental discharge water personal property liability insured definition Google ↗
State Farm renters insurance sample policy wording accidental discharge water personal property liability insured definition Google ↗
- Does Renters Insurance Cover Roommates? · lemonade.com
- State Farm Renters Insurance coverage · statefarm.com
- Renters Insurance: Get a free quote today · statefarm.com
- What Does Renters Insurance Cover in 2026? Lemonade · api.lemonade.com
- Does Renters Insurance Cover Water Damage? · api.lemonade.com
Queries
4 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Lemonade renters insurance policy water damage roommate not listed insured liability property damage claims official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
State Farm renters insurance policy water damage roommate not named insured personal property liability official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Lemonade renters insurance policy sample wording accidental discharge water personal property liability insured definition OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
State Farm renters insurance sample policy wording accidental discharge water personal property liability insured definition OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |