Real ChatGPT answer · index seedMU1elpOUNAgcompleteFinance and banking · credit scores and repairbrand

Is MyFICO worth the money for someone trying to buy a larger family home soon or are the free scores enough?

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is MyFICO worth the money for someone trying to buy a larger family home soon or are the free scores enough?
2 real searches · 1 real-search pass
MyFICO mortgage scores FICO 2 4 5 pricing plans 2026 officialGoogle ↗
OBSERVEDOther / navigational
mortgage lenders credit scores free credit score VantageScore FICO mortgage models CFPBGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational50%ComparisonConsequenceReason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
MyFICO mortgage scores FICO 2 4 5 pricing plans 2026 official Google ↗
mortgage lenders credit scores free credit score VantageScore FICO mortgage models CFPB Google ↗
  1. Credit Scores · fhfa.gov
  2. General Requirements for Credit Scores · selling-guide.fanniemae.com
  3. Which Credit Scores Do Mortgage Lenders Use? · experian.com
  4. Pricing - Subscription Plans · myfico.com
  5. AnnualCreditReport.com · annualcreditreport.com

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
MyFICO mortgage scores FICO 2 4 5 pricing plans 2026 official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
mortgage lenders credit scores free credit score VantageScore FICO mortgage models CFPB
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1