Real ChatGPT answer · index seedMSGOONzDq50completeFinance and banking · retirement accountscommercial

Which financial institutions offer the lowest expense ratios on index funds for a twenty three year old starting their retirement journey from scratch?

ChatGPTgpt-62 queries10/31/2026
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The searches the AI actually ran for this prompt.

SEED QUERY
Which financial institutions offer the lowest expense ratios on index funds for a twenty three year old starting their retirement journey from scratch?
2 real searches · 1 real-search pass
2026 official expense ratios Fidelity ZERO index funds FSKAX FXAIX Vanguard VTI VTSAX Schwab SWTSX SWPPX target date index fundsGoogle ↗
OBSERVED
2026 lowest expense ratio broad market index funds Fidelity ZERO FSKAX Vanguard VTI Schwab SWTSX official expense ratiosGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
2026 official expense ratios Fidelity ZERO index funds FSKAX FXAIX Vanguard VTI VTSAX Schwab SWTSX SWPPX target date index funds Google ↗
2026 lowest expense ratio broad market index funds Fidelity ZERO FSKAX Vanguard VTI Schwab SWTSX official expense ratios Google ↗
  1. No minimum investment mutual funds · fidelity.com
  2. Fidelity Index Mutual Funds · institutional.fidelity.com
  3. Schwab Index Funds · schwab.com
  4. VTI · advisors.vanguard.com
  5. VTSAX - Vanguard Morningstar Total Stock Market Index Fund Admiral Shares · advisors.vanguard.com
  6. 14 Low-Cost Index Funds and ETFs for October 2026 · nerdwallet.com
  7. Visit Fidelity · fidelity.com
  8. Visit Charles Schwab · schwab.com
  9. Visit Vanguard · investor.vanguard.com

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 official expense ratios Fidelity ZERO index funds FSKAX FXAIX Vanguard VTI VTSAX Schwab SWTSX SWPPX target date index funds
OBSERVED
Google ↗
AI Mode ↗
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of 1
2026 lowest expense ratio broad market index funds Fidelity ZERO FSKAX Vanguard VTI Schwab SWTSX official expense ratios
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1