Real ChatGPT answer · index seedMPNuDyGdKdocompleteEducation · financial aid and scholarshipscommercial
Can you compare the current interest rates on federal direct loans versus private student loans for an independent undergraduate student with a co signer?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you compare the current interest rates on federal direct loans versus private student loans for an independent undergraduate student with a co signer?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026-2027 federal direct student loan interest rates undergraduate July 1 2026 June 30 2027 official Google ↗
current private student loan interest rates undergraduate fixed variable cosigner October 2026 lender rates Google ↗
- Interest Rates for Federal Direct Loans First Disbursed Between July 1, 2026 and June 30, 2027 · fsapartners.ed.gov
- Annual Notice of Interest Rates for Fixed-Rate Federal Student Loans Made Under the William D. Ford Federal Direct Loan Program · fsapartners.ed.gov
- Student Loan Interest Rates from Top Lenders: October 2026 · money.com
- Best student loan rates in October 2026 · bankrate.com
- Student Loans for Cosigners & Parents · salliemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026-2027 federal direct student loan interest rates undergraduate July 1 2026 June 30 2027 official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
current private student loan interest rates undergraduate fixed variable cosigner October 2026 lender rates OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |