Real ChatGPT answer · index seedMMIjMZFzHZ0completeAutomotive · car buying processbrand

Which online credit unions are offering the most competitive used car loan refinance rates right now for a borrower with a 780 credit score looking to drop a seven percent dealer APR?

ChatGPTgpt-63 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Which online credit unions are offering the most competitive used car loan refinance rates right now for a borrower with a 780 credit score looking to drop a seven percent dealer APR?
3 real searches · 1 real-search pass
best credit union used auto refinance rates October 2026 APR online credit unionsGoogle ↗
OBSERVED
credit union auto loan refinance rates official PenFed DCU Alliant Consumers Credit Union Connexus 2026Google ↗
OBSERVED
official used auto refinance rates credit unions APR PenFed DCU Alliant Navy Federal 2026Google ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 3 queries…

Searches and sources

ChatGPT3 real searches · gpt-6
best credit union used auto refinance rates October 2026 APR online credit unions Google ↗
credit union auto loan refinance rates official PenFed DCU Alliant Consumers Credit Union Connexus 2026 Google ↗
official used auto refinance rates credit unions APR PenFed DCU Alliant Navy Federal 2026 Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
best credit union used auto refinance rates October 2026 APR online credit unions
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
credit union auto loan refinance rates official PenFed DCU Alliant Consumers Credit Union Connexus 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
official used auto refinance rates credit unions APR PenFed DCU Alliant Navy Federal 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1