Real ChatGPT answer · index seedM127gBCEka8completeFinance and banking · personal loanscomparison

I need a loan for oral surgery and I keep seeing ads for SoFi and Upstart so which one actually has a lower APR for beginners?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
I need a loan for oral surgery and I keep seeing ads for SoFi and Upstart so which one actually has a lower APR for beginners?
2 real searches · 1 real-search pass
SoFi personal loan APR rates 2026 officialGoogle ↗
OBSERVED
Upstart personal loan APR rates 2026 officialGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

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Classifying 2 queries…

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ChatGPT2 real searches · gpt-6
SoFi personal loan APR rates 2026 official Google ↗
Upstart personal loan APR rates 2026 official Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
SoFi personal loan APR rates 2026 official
OBSERVED
Google ↗
AI Mode ↗
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of 1
Upstart personal loan APR rates 2026 official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1