Is it possible to float down our interest rate if market rates drop right before we close on our mortgage and what are the typical fees involved?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it possible to float down our interest rate if market rates drop right before we close on our mortgage and what are the typical fees involved?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
mortgage rate lock float down option typical fees lender policy CFPB Freddie Mac Google ↗
mortgage rate lock agreement float down fee lender consumer guidance Google ↗
- Float Down Option: Can it Lower Your Mortgage Rate · chase.com
- Why You Should Consider a Rate Lock-In · myhome.freddiemac.com
- What's a lock-in or a rate lock on a mortgage? · consumerfinance.gov
- Questions about your loan estimate? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
mortgage rate lock float down option typical fees lender policy CFPB Freddie Mac OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
mortgage rate lock agreement float down fee lender consumer guidance OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |