How do lenders calculate our debt-to-income ratio if my spouse is freelancing while I work a W2 job and we are trying to buy a four-bedroom house?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do lenders calculate our debt-to-income ratio if my spouse is freelancing while I work a W2 job and we are trying to buy a four-bedroom house?
1 real search · 1 real-search pass
Fannie Mae self-employed borrower income calculation two years tax returns debt to income ratio mortgage 2026Google ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 1 queries…
Searches and sources
ChatGPT1 real searches · gpt-6
Fannie Mae self-employed borrower income calculation two years tax returns debt to income ratio mortgage 2026 Google ↗
- Underwriting Factors and Documentation for a Self-Employed Borrower · selling-guide.fanniemae.com
- Selling Guide · singlefamily.fanniemae.com
- Underwriting Factors and Documentation for a Self-Employed Borrower · guide-selling.fanniemae.com