Is it a smart financial move to close my old credit cards that have high annual fees or will that instantly drop my credit score and hurt my mortgage rate?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it a smart financial move to close my old credit cards that have high annual fees or will that instantly drop my credit score and hurt my mortgage rate?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
FICO closing credit card effect credit utilization closed account remains credit report 10 years mortgage scores Google ↗
CFPB closing credit card account credit score utilization mortgage credit score Google ↗
- Does my credit score affect my ability to get a mortgage loan or the mortgage rate I pay? · consumerfinance.gov
- Does Closing a Credit Card Boost Your FICO Score? · myfico.com
- Does it hurt my credit to close a credit card? · consumerfinance.gov
- How credit limit decreases can affect your score · myfico.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO closing credit card effect credit utilization closed account remains credit report 10 years mortgage scores OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB closing credit card account credit score utilization mortgage credit score OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |