Real ChatGPT answer · index seedLdkGNm4ayvQcompleteAutomotive · auto financing and leasinginformational
What are the hidden fees I need to look out for when comparing an outside bank loan to the financing terms the dealer is offering me today.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the hidden fees I need to look out for when comparing an outside bank loan to the financing terms the dealer is offering me today.
1 real search · 1 real-search pass
California auto dealer documentation fee cap electronic filing fee 2026 official DMV dealer financing optional products auto loan disclosuresGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
California auto dealer documentation fee cap electronic filing fee 2026 official DMV dealer financing optional products auto loan disclosures Google ↗
- 3.030 Dealer’s Document Preparation and Electronic Filing Service Fee (VC §§ 4456.5 and 11713.1) · qr.dmv.ca.gov
- 3.035 Dealer Responsibility for Fee Collection (VC § 11713.4) · dmv.ca.gov
- 6.030 Key Dealer Requirements Under the CARs Act (CCC §§1784.20-23, 1784.28, 1784.30-31, 1784.40-44 VC §§11705 and 11713) · dmv.ca.gov
- California's new used-car law has taken effect. Here's how it helps buyers · sfchronicle.com