Real ChatGPT answer · index seedLbgDniJuAWocompleteInsurance · umbrella insurancecommercial

I just graduated and bought a used sailboat, does my parents umbrella policy cover me if I take it out on the lake or do I need my own separate watercraft liability limits first

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
I just graduated and bought a used sailboat, does my parents umbrella policy cover me if I take it out on the lake or do I need my own separate watercraft liability limits first
2 real searches · 1 real-search pass
personal umbrella insurance watercraft liability owned sailboat underlying insurance requirements policy exclusionsGoogle ↗
OBSERVEDReason
parents umbrella policy adult child no longer resident household insured definition watercraft liability coverageGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison50%ConsequenceReason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
personal umbrella insurance watercraft liability owned sailboat underlying insurance requirements policy exclusions Google ↗
parents umbrella policy adult child no longer resident household insured definition watercraft liability coverage Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
personal umbrella insurance watercraft liability owned sailboat underlying insurance requirements policy exclusions
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
parents umbrella policy adult child no longer resident household insured definition watercraft liability coverage
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1