What is the actual cost increase of filing a roof claim on my homeowners insurance versus paying out of pocket for minor storm damage as a retiree on a fixed income?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the actual cost increase of filing a roof claim on my homeowners insurance versus paying out of pocket for minor storm damage as a retiree on a fixed income?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
homeowners insurance roof claim premium increase average claim surcharge how long claims affect premiums 2025 2026 Google ↗
New York homeowners insurance weather claim premium surcharge roof storm damage claim consumer guidance DFS Google ↗
- What to Know About Home Insurance Claims · aarp.org
- NerdWallet Home Insurance Rates Report (2026) · nerdwallet.com
- Does Homeowners Insurance Go Up After a Claim? · bankrate.com
- FAQ: Disaster and Flood Recovery Resources · dfs.ny.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
homeowners insurance roof claim premium increase average claim surcharge how long claims affect premiums 2025 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
New York homeowners insurance weather claim premium surcharge roof storm damage claim consumer guidance DFS OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |