Lincoln Financial disability coverage terms seem restrictive on mental health limits. What do independent brokers recommend as better alternatives for software engineers?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Lincoln Financial disability coverage terms seem restrictive on mental health limits. What do independent brokers recommend as better alternatives for software engineers?
3 real searches · 1 real-search pass
independent disability insurance broker best individual disability insurance companies mental nervous limitation software engineers own occupation 2026Google ↗
OBSERVEDComparison
Guardian Principal MassMutual Ameritas disability insurance mental nervous limitation 24 months full benefit period broker comparisonGoogle ↗
OBSERVEDComparison
disability insurance mental nervous limitation buyback rider individual disability insurance brokersGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
independent disability insurance broker best individual disability insurance companies mental nervous limitation software engineers own occupation 2026 Google ↗
Guardian Principal MassMutual Ameritas disability insurance mental nervous limitation 24 months full benefit period broker comparison Google ↗
disability insurance mental nervous limitation buyback rider individual disability insurance brokers Google ↗
- Best Disability Insurance for Software Engineers 2026 · seaworthy.io
- Disability Insurance Carriers · seaworthy.io
- For Individuals · disabilityunderwriters.com
- Guardian Disability Insurance Review: Provider Choice · seaworthy.io
- State of Disability Underwriting (2026) · seaworthy.io
- Disability insurance comparisons · diversifiedquotes.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
independent disability insurance broker best individual disability insurance companies mental nervous limitation software engineers own occupation 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Guardian Principal MassMutual Ameritas disability insurance mental nervous limitation 24 months full benefit period broker comparison OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
disability insurance mental nervous limitation buyback rider individual disability insurance brokers OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |