Real ChatGPT answer · index seedLIynmT1QAVYcompleteAutomotive · car buying processbrand

Is it a huge risk to co sign a vehicle loan for a family member who works in my business if they have a subprime credit score

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is it a huge risk to co sign a vehicle loan for a family member who works in my business if they have a subprime credit score
2 real searches · 1 real-search pass
FTC cosigning auto loan responsibility credit report repossession cosignerGoogle ↗
OBSERVEDReason
CFPB auto loan co-signer risks legal responsibilityGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequence50%Reason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
FTC cosigning auto loan responsibility credit report repossession cosigner Google ↗
CFPB auto loan co-signer risks legal responsibility Google ↗
  1. Should I agree to co-sign someone else’s car loan? · consumerfinance.gov
  2. Cosigning a Loan FAQs · consumer.ftc.gov

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
FTC cosigning auto loan responsibility credit report repossession cosigner
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
CFPB auto loan co-signer risks legal responsibility
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1