Real ChatGPT answer · index seedLHcMmy0khxEcompleteFinance and banking · investing and brokeragescommercial
We need to open a Roth IRA online today, so which financial institution has the fastest identity verification and funding process via ACH transfer?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
We need to open a Roth IRA online today, so which financial institution has the fastest identity verification and funding process via ACH transfer?
2 real searches · 1 real-search pass
2026 Roth IRA open account online identity verification ACH deposit availability Fidelity Schwab Robinhood SoFi officialGoogle ↗
OBSERVEDOther / navigational
Roth IRA online account opening identity verification ACH transfer availability Fidelity Schwab Robinhood SoFiGoogle ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 Roth IRA open account online identity verification ACH deposit availability Fidelity Schwab Robinhood SoFi official Google ↗
Roth IRA online account opening identity verification ACH transfer availability Fidelity Schwab Robinhood SoFi Google ↗
- How to open a Roth IRA · fidelity.com
- Roth IRA: What is a Roth IRA? · schwab.com
- Best Roth IRA Accounts for 2026 · nerdwallet.com
- When will my funds/deposit be available to use on my Invest account? · support.sofi.com
- Transfer types · robinhood.com
- Open a SoFi Roth IRA · sofi.com
- When will my funds from my SoFi Checking and Savings Accounts be available? · support.sofi.com
- Open a Fidelity Roth IRA · fidelity.com
- Moving Money FAQs | EFTs & Automatic Withdrawals · scs.fidelity.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 Roth IRA open account online identity verification ACH deposit availability Fidelity Schwab Robinhood SoFi official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Roth IRA online account opening identity verification ACH transfer availability Fidelity Schwab Robinhood SoFi OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |