Real ChatGPT answer · index seedL7tTxhzyjLocompleteCareers and HR · workplace benefitsinformational

What are the compliance requirements for updating our employee handbook with a new 401k match vesting schedule this year?

ChatGPTgpt-63 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What are the compliance requirements for updating our employee handbook with a new 401k match vesting schedule this year?
3 real searches · 1 real-search pass
2026 IRS 401(k) plan vesting schedule amendment anti-cutback participant election 3 years notice 30 90 days official IRSGoogle ↗
OBSERVEDReason
Department of Labor summary material modifications 401(k) plan SPD 210 days plan year ERISA 2026 officialGoogle ↗
OBSERVEDConsequence
IRS 401(k) plan amendment written plan document vesting schedule change safe harbor mid-year notice officialGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparisonConsequence33%Reason67%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
2026 IRS 401(k) plan vesting schedule amendment anti-cutback participant election 3 years notice 30 90 days official IRS Google ↗
Department of Labor summary material modifications 401(k) plan SPD 210 days plan year ERISA 2026 official Google ↗
IRS 401(k) plan amendment written plan document vesting schedule change safe harbor mid-year notice official Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 IRS 401(k) plan vesting schedule amendment anti-cutback participant election 3 years notice 30 90 days official IRS
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Department of Labor summary material modifications 401(k) plan SPD 210 days plan year ERISA 2026 official
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
IRS 401(k) plan amendment written plan document vesting schedule change safe harbor mid-year notice official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1