Real ChatGPT answer · index seedL5WwstHofxUcompleteFinance and banking · checking and savings accountsinformational
Are online banks like Capital One safer than traditional banks for holding my savings, and how does FDIC insurance actually protect me if a digital bank goes under?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are online banks like Capital One safer than traditional banks for holding my savings, and how does FDIC insurance actually protect me if a digital bank goes under?
2 real searches · 1 real-search pass
FDIC deposit insurance coverage $250,000 per depositor per insured bank ownership category official FDIC how bank failure payoutsGoogle ↗
OBSERVEDReason
Capital One Bank USA FDIC insured deposits official online bank deposit insurance pass-through fintech distinctionGoogle ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
FDIC deposit insurance coverage $250,000 per depositor per insured bank ownership category official FDIC how bank failure payouts Google ↗
Capital One Bank USA FDIC insured deposits official online bank deposit insurance pass-through fintech distinction Google ↗
- FDIC Coverage · capitalone.com
- Deposit Insurance At A Glance · fdic.gov
- Deposit Insurance FAQs · fdic.gov
- Deposit Insurance FAQs · ccn.web.tr
- Your Insured Deposits · fdic.gov
- Electronic Deposit Insurance Estimator · edie.fdic.gov
- Banking With Third-Party Apps · fdic.gov
- Understanding Deposit Insurance · fdic.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FDIC deposit insurance coverage $250,000 per depositor per insured bank ownership category official FDIC how bank failure payouts OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Capital One Bank USA FDIC insured deposits official online bank deposit insurance pass-through fintech distinction OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |