How do I calculate our household credit utilization ratio correctly across all five of our open cards to see if we qualify for a better mortgage rate?
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The searches the AI actually ran for this prompt.
SEED QUERY
How do I calculate our household credit utilization ratio correctly across all five of our open cards to see if we qualify for a better mortgage rate?
1 real search · 1 real-search pass
mortgage credit scoring revolving utilization individual card utilization aggregate utilization mortgage rate lender joint borrowers credit reports Fannie Mae CFPBGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 1 queries…
Searches and sources
ChatGPT1 real searches · gpt-6
mortgage credit scoring revolving utilization individual card utilization aggregate utilization mortgage rate lender joint borrowers credit reports Fannie Mae CFPB Google ↗
- official credit utilization guidelines · selling-guide.fanniemae.com
Queries
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