How strictly do credit unions calculate my debt to income ratio compared to online fintech lenders like Rocket Mortgage when I have freelance income?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How strictly do credit unions calculate my debt to income ratio compared to online fintech lenders like Rocket Mortgage when I have freelance income?
3 real searches · 1 real-search pass
Fannie Mae self-employed income calculation tax returns declining income two year history mortgage selling guideGoogle ↗
OBSERVED
Rocket Mortgage self-employed mortgage income requirements freelance income tax returnsGoogle ↗
OBSERVED
NCUA credit union mortgage underwriting self employed income debt to income guidelinesGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
Fannie Mae self-employed income calculation tax returns declining income two year history mortgage selling guide Google ↗
Rocket Mortgage self-employed mortgage income requirements freelance income tax returns Google ↗
NCUA credit union mortgage underwriting self employed income debt to income guidelines Google ↗
- General Information on Analyzing Individual Tax Returns · selling-guide.fanniemae.com
- Underwriting Factors and Documentation for a Self-Employed Borrower · guide-selling.fanniemae.com
- § 1026.43 Minimum standards for transactions secured by a dwelling. · consumerfinance.gov
- Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling · consumerfinance.gov
- Mortgage for self-employed borrowers · rocketmortgage.com
- Mortgage for self-employed borrowers · rocketmortgage.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae self-employed income calculation tax returns declining income two year history mortgage selling guide OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Rocket Mortgage self-employed mortgage income requirements freelance income tax returns OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
NCUA credit union mortgage underwriting self employed income debt to income guidelines OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |