How do lenders calculate my monthly payment under the PAYE plan versus the standard ten-year repayment plan?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do lenders calculate my monthly payment under the PAYE plan versus the standard ten-year repayment plan?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Federal Student Aid PAYE repayment plan monthly payment formula 10% discretionary income 150% poverty guideline 2026 Google ↗
Federal Student Aid standard repayment plan 10 year monthly payment calculation fixed payment Google ↗
- studentaid.gov · studentaid.gov
- Pay As You Earn (PAYE) · edfinancial.studentaid.gov
- Top FAQs About Income-Driven Repayment Plans · studentaid.gov
- studentaid.gov · studentaid.gov
- 34 CFR § 685.208 - Fixed payment repayment plans. | Electronic Code of Federal Regulations (e-CFR) | US Law · law.cornell.edu
- Repayment Plans · studentaid.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Federal Student Aid PAYE repayment plan monthly payment formula 10% discretionary income 150% poverty guideline 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Federal Student Aid standard repayment plan 10 year monthly payment calculation fixed payment OBSERVED | Google ↗ AI Mode ↗ | — | Instruction | — | — | 1x of 1 |