Real ChatGPT answer · index seedKnKOxclsQi0completeFinance and banking · personal loansinformational
What happens to my credit score if I check my rate for a personal loan across five different comparison sites today?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What happens to my credit score if I check my rate for a personal loan across five different comparison sites today?
1 real search · 1 real-search pass
personal loan rate comparison soft inquiry hard inquiry multiple lenders rate shopping FICO official guidanceGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
personal loan rate comparison soft inquiry hard inquiry multiple lenders rate shopping FICO official guidance Google ↗
- Do Credit Inquiries Lower Your FICO Score? · myfico.com
- How Does Rate Shopping Affect Your Credit Scores? · experian.com
- How to Compare Personal Loan Rates: 6 Factors · bills.com
- What kind of credit inquiry has no effect on my credit score? · consumerfinance.gov
- What is a credit inquiry? · consumerfinance.gov