Real ChatGPT answer · index seedKgrl5HlebRwcompleteFinance and banking · retirement accountscommercial
What is the cheapest way to handle an excess contribution removal form for a traditional IRA without triggering massive tax penalties?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the cheapest way to handle an excess contribution removal form for a traditional IRA without triggering massive tax penalties?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
IRS excess IRA contributions return of excess contribution deadline net income attributable 6% excise tax Form 5329 2026 Google ↗
IRS Publication 590-A excess contributions traditional IRA 2025 return by due date earnings 10% additional tax Google ↗
- IRS Publication 590-A · irs.gov
- Publication 590-A (2025), Contributions to Individual Retirement Arrangements (IRAs) · irs.gov
- Form 5329 · irs.gov
- Form 8606 · irs.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS excess IRA contributions return of excess contribution deadline net income attributable 6% excise tax Form 5329 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
IRS Publication 590-A excess contributions traditional IRA 2025 return by due date earnings 10% additional tax OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |