Real ChatGPT answer · index seedKbARQKMUbLEcompleteParenting and family · family financeshowto

We are pre-approved for a mortgage but trying to calculate all closing costs and hidden fees so we do not drain our savings account before buying our first family home.

ChatGPTgpt-61 query11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
We are pre-approved for a mortgage but trying to calculate all closing costs and hidden fees so we do not drain our savings account before buying our first family home.
1 real search · 1 real-search pass
2026 first-time homebuyer closing costs North Dakota mortgage transfer tax recording fees property taxes homeowners insuranceGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT1 real searches · gpt-6
2026 first-time homebuyer closing costs North Dakota mortgage transfer tax recording fees property taxes homeowners insurance Google ↗
  1. North Dakota Association of Counties · ndaco.org
  2. Closing Costs in North Dakota (2026) · estatepass.ai
  3. TIPS FOR FIRST-TIME HOME BUYERS · ndhfa.org
  4. Customers · ndhousing.nd.gov
  5. What is a Closing Disclosure? · consumerfinance.gov
  6. Review documents before closing · consumerfinance.gov

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 first-time homebuyer closing costs North Dakota mortgage transfer tax recording fees property taxes homeowners insurance
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1