Real ChatGPT answer · index seedKaWy0dao9xAcompleteInsurance · auto insurancebrand

How does the rating algorithm for GEICO penalize a policyholder who has a DUI conviction from five years ago in North Carolina?

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How does the rating algorithm for GEICO penalize a policyholder who has a DUI conviction from five years ago in North Carolina?
2 real searches · 1 real-search pass
GEICO North Carolina DUI conviction surcharge five years insurance rate lookback rating rules North Carolina DUI insurance surchargeGoogle ↗
OBSERVEDConsequence
North Carolina auto insurance DUI conviction surcharge Safe Driver Incentive Plan points 3 years 5 years GEICOGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequence100%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
GEICO North Carolina DUI conviction surcharge five years insurance rate lookback rating rules North Carolina DUI insurance surcharge Google ↗
North Carolina auto insurance DUI conviction surcharge Safe Driver Incentive Plan points 3 years 5 years GEICO Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
GEICO North Carolina DUI conviction surcharge five years insurance rate lookback rating rules North Carolina DUI insurance surcharge
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
North Carolina auto insurance DUI conviction surcharge Safe Driver Incentive Plan points 3 years 5 years GEICO
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1