Does checking my loan prequalification online really have zero impact on my credit score or is that just a marketing trick?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Does checking my loan prequalification online really have zero impact on my credit score or is that just a marketing trick?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
CFPB loan prequalification soft inquiry hard inquiry credit score official Google ↗
Experian prequalification soft inquiry hard inquiry loan credit score Google ↗
- What is a credit inquiry? · consumerfinance.gov
- When will my lender run or obtain a copy of my credit report? · consumerfinance.gov
- Does Getting Preapproved Affect Your Credit? · experian.com
Queries
2 queries · click a column to sort