Why did my credit utilization spike my credit score down even though I pay my balance in full every single month before the statement date?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why did my credit utilization spike my credit score down even though I pay my balance in full every single month before the statement date?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO credit utilization balance reported statement closing date pay in full credit score official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Experian credit card issuer reports balance statement closing date utilization pay before statement date OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |