What is the maximum debt to income ratio banks allow for FHA loans compared to conventional loans right now?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the maximum debt to income ratio banks allow for FHA loans compared to conventional loans right now?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 FHA maximum debt-to-income ratio TOTAL Scorecard manual underwriting 31 43 HUD handbook 4000.1 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
2026 Fannie Mae maximum debt-to-income ratio 50% Desktop Underwriter manual underwriting 45% 2026 Selling Guide OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |