Real ChatGPT answer · index seedKYPIPDBxYbMcompleteAutomotive · car buying processinformational

What is a yo-yo financing or spot delivery scam and how can I protect myself from signing a contract that isn't finalized?

ChatGPTgpt-61 query11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What is a yo-yo financing or spot delivery scam and how can I protect myself from signing a contract that isn't finalized?
1 real search · 1 real-search pass
FTC yo-yo financing spot delivery car dealership conditional financing consumer advice; Maryland Attorney General spot delivery yo yo financing car dealer consumer protectionGoogle ↗
OBSERVEDYes / no

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigationalComparisonConsequenceReasonDefinitionInstructionYes / no100%

Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT1 real searches · gpt-6
FTC yo-yo financing spot delivery car dealership conditional financing consumer advice; Maryland Attorney General spot delivery yo yo financing car dealer consumer protection Google ↗

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
FTC yo-yo financing spot delivery car dealership conditional financing consumer advice; Maryland Attorney General spot delivery yo yo financing car dealer consumer protection
OBSERVED
Google ↗
AI Mode ↗
—Yes / no——1x
of 1