What is a yo-yo financing or spot delivery scam and how can I protect myself from signing a contract that isn't finalized?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is a yo-yo financing or spot delivery scam and how can I protect myself from signing a contract that isn't finalized?
1 real search · 1 real-search pass
FTC yo-yo financing spot delivery car dealership conditional financing consumer advice; Maryland Attorney General spot delivery yo yo financing car dealer consumer protectionGoogle ↗
OBSERVEDYes / no
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
FTC yo-yo financing spot delivery car dealership conditional financing consumer advice; Maryland Attorney General spot delivery yo yo financing car dealer consumer protection Google ↗
- Auto Loans · labor.maryland.gov
- Consumer Financial Protection Bureau · consumerfinance.gov
- Federal Trade Commission · ftc.gov
- Can the dealer increase the interest rate after I drive the vehicle home? · consumerfinance.gov
- Avoiding a Yo-yo Financing Scam · ftc.gov
Queries
1 queries · click a column to sort