I am confused about how different carriers calculate partial disability benefits for small business owners who return to work part-time after an injury, so what are the best options out there?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I am confused about how different carriers calculate partial disability benefits for small business owners who return to work part-time after an injury, so what are the best options out there?
3 real searches · 1 real-search pass
individual disability insurance residual disability benefits business owners income calculation carrier policy examples Guardian Principal MassMutual Ameritas 2026Google ↗
OBSERVEDOther / navigational
disability insurance business owner residual disability business income versus personal earned income policy definitionGoogle ↗
OBSERVEDDefinition
Texas disability insurance small business owner residual disability insurance policy regulations TDIGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
individual disability insurance residual disability benefits business owners income calculation carrier policy examples Guardian Principal MassMutual Ameritas 2026 Google ↗
disability insurance business owner residual disability business income versus personal earned income policy definition Google ↗
Texas disability insurance small business owner residual disability insurance policy regulations TDI Google ↗
- Guardian website · guardianlife.com
- Principal website · principal.com
- Ameritas website · ameritas.com
- MassMutual website · massmutual.com
- The Standard website · standard.com
- Set for Life's disability policy comparison · setforlifeinsurance.com
- Small Business Insurance · content.naic.org
- Individual Disability Business Overhead Expense Insurance Policy Standards · insurancecompact.org
- Texas Administrative Code, Subchapter S, Section 3.3014 - Policy Definition of Residual Disability | Texas Administrative Code · regulations.justia.com
- 28 Tex. Admin. Code § 3.3014 - Policy Definition of Residual Disability | State Regulations | US Law · law.cornell.edu
- Texas Department of Insurance · tdi.texas.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
individual disability insurance residual disability benefits business owners income calculation carrier policy examples Guardian Principal MassMutual Ameritas 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
disability insurance business owner residual disability business income versus personal earned income policy definition OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 | |
Texas disability insurance small business owner residual disability insurance policy regulations TDI OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |