Real ChatGPT answer · index seedKTwGyS5rnzccompleteFinance and banking · checking and savings accountsinformational

Should I put my graduation money into a Marcus high yield savings account or a standard one-year certificate of deposit right now?

ChatGPTgpt-61 query10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Should I put my graduation money into a Marcus high yield savings account or a standard one-year certificate of deposit right now?
1 real search · 1 real-search pass
Marcus by Goldman Sachs high yield online savings account current APY October 2026 one year CD rateGoogle ↗
OBSERVEDOther / navigational

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigational100%ComparisonConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT1 real searches · gpt-6
Marcus by Goldman Sachs high yield online savings account current APY October 2026 one year CD rate Google ↗
  1. Home · marcus.com
  2. Best CD Rates Of October 2026 - Up to 5.00% · bankrate.com
  3. Saving · marcus.com

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Marcus by Goldman Sachs high yield online savings account current APY October 2026 one year CD rate
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1