Real ChatGPT answer · index seedKSBOZUhJAnEcompleteAutomotive · auto financing and leasingcommercial
Can I use my graduation cash gifts as a down payment without the lender asking for months of bank statements
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can I use my graduation cash gifts as a down payment without the lender asking for months of bank statements
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Fannie Mae selling guide gift funds cash deposits bank statements large deposits documentation mortgage down payment Google ↗
FHA handbook gift funds cash deposits donor documentation bank statements down payment Google ↗
- Personal Gifts · selling-guide.fanniemae.com
- Depository Accounts · selling-guide.fanniemae.com
- FAQ: Top Trending Selling FAQs · singlefamily.fanniemae.com
- FHA Single Family Housing Policy Handbook · hud.gov
- FHA Single Family Housing Policy Handbook · hud.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae selling guide gift funds cash deposits bank statements large deposits documentation mortgage down payment OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
FHA handbook gift funds cash deposits donor documentation bank statements down payment OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |