how long do hard inquiries actually stay on your equifax and transunion reports and do they lose impact over time
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The searches the AI actually ran for this prompt.
SEED QUERY
how long do hard inquiries actually stay on your equifax and transunion reports and do they lose impact over time
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Equifax how long hard inquiries stay on credit report two years impact credit score 12 months Google ↗
TransUnion hard inquiries remain on credit report two years FICO inquiries affect score 12 months Google ↗
- The Timing of Hard Credit Inquiries: When and Why They Matter · myfico.com
- Do Multiple Loan Inquiries Affect Your Credit Score? · s28126.pcdn.co
- How Soft vs Hard Pull Credit Inquiries Work · myfico.com
- How to Read Your Credit Report · transunion.com
- What is a credit inquiry? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Equifax how long hard inquiries stay on credit report two years impact credit score 12 months OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
TransUnion hard inquiries remain on credit report two years FICO inquiries affect score 12 months OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |