Real ChatGPT answer · index seedKPlnToRh27McompleteFinance and banking · credit scores and repaircommercial
How does paying off a charged-off account affect my score under the newer FICO 9 and FICO 10 models versus the legacy FICO 8
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does paying off a charged-off account affect my score under the newer FICO 9 and FICO 10 models versus the legacy FICO 8
3 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
FICO 9 paid charge off original creditor balance zero scoring paid collections FICO official Google ↗
FICO 10 FICO 10T paid collections charge off scoring treatment official Google ↗
FICO 8 paid charge off account score balance zero charge off remains credit report Google ↗
- How Do Collections Affect Your Credit? · myfico.com
- FICO Score Types: Why Multiple Versions Matter for You · myfico.com
- Should You Pay Off Closed or Charged-Off Accounts? · experian.com
- How Owing Money Can Impact Your Credit Score · myfico.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO 9 paid charge off original creditor balance zero scoring paid collections FICO official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
FICO 10 FICO 10T paid collections charge off scoring treatment official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
FICO 8 paid charge off account score balance zero charge off remains credit report OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |