Real ChatGPT answer · index seedKPiQ36bQtBkcompleteFinance and banking · mortgagesinformational

What are the typical underwriting guidelines loanDepot enforces when a small business owner wants to use corporate profits for the mortgage down payment?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What are the typical underwriting guidelines loanDepot enforces when a small business owner wants to use corporate profits for the mortgage down payment?
2 real searches · 1 real-search pass
loanDepot self-employed borrower business funds down payment corporate funds underwriting business liquidity access funds mortgage guidelinesGoogle ↗
OBSERVEDReason
loanDepot seller guide business funds down payment self employed business account mortgageGoogle ↗
OBSERVEDOther / navigational

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational50%ComparisonConsequenceReason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
loanDepot self-employed borrower business funds down payment corporate funds underwriting business liquidity access funds mortgage guidelines Google ↗
loanDepot seller guide business funds down payment self employed business account mortgage Google ↗
  1. Underwriting Factors and Documentation for a Self-Employed Borrower · guide-selling.fanniemae.com
  2. Depository Accounts · selling-guide.fanniemae.com
  3. Have a Question? Call us at 866-550-9405 · loanhousetpo.com
  4. Expanded Mortgage Program · assets.axos.com

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
loanDepot self-employed borrower business funds down payment corporate funds underwriting business liquidity access funds mortgage guidelines
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
loanDepot seller guide business funds down payment self employed business account mortgage
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1