Real ChatGPT answer · index seedKLxmld4osZwcompleteFinance and banking · mortgagesbrand

How do we request a mortgage recast instead of a refinance with Wells Fargo and what are their current fees?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do we request a mortgage recast instead of a refinance with Wells Fargo and what are their current fees?
2 real searches · 1 real-search pass
Wells Fargo mortgage recast fee principal curtailment recast policy 2026Google ↗
OBSERVEDConsequence
site:wellsfargo.com mortgage recast recast fee loan recast principal paymentGoogle ↗
OBSERVEDOther / navigational

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational50%ComparisonConsequence50%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Wells Fargo mortgage recast fee principal curtailment recast policy 2026 Google ↗
site:wellsfargo.com mortgage recast recast fee loan recast principal payment Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Wells Fargo mortgage recast fee principal curtailment recast policy 2026
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
site:wellsfargo.com mortgage recast recast fee loan recast principal payment
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1