What is the penalty if I accidentally exceed the maximum 401k contribution limit while managing my own payroll deductions?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the penalty if I accidentally exceed the maximum 401k contribution limit while managing my own payroll deductions?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
site:irs.gov 401(k) excess deferrals distribute by April 15 following year tax twice Google ↗
IRS 2026 401(k) elective deferral limit excess deferrals correction April 15 double taxation Google ↗
- Retirement topics - 401(k) and profit-sharing plan contribution limits · irs.gov
- IR-2025-111: 401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500 · content.govdelivery.com
- Retirement topics - What happens when an employee has elective deferrals in excess of the limits? · irs.gov
- Instructions for Forms 1099-R and 5498 (2026) · ccn.web.tr
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
site:irs.gov 401(k) excess deferrals distribute by April 15 following year tax twice OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
IRS 2026 401(k) elective deferral limit excess deferrals correction April 15 double taxation OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |