How do current refinancing rates compare to the historic lows from a few years ago and at what point does refinancing actually save me money?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do current refinancing rates compare to the historic lows from a few years ago and at what point does refinancing actually save me money?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
current 30-year fixed mortgage refinance rates October 31 2026 average Freddie Mac mortgage rate refinance rates Google ↗
Freddie Mac PMMS historical 30-year mortgage rates 2020 2021 historic low 2.65 percent Google ↗
- Mortgage Rates · freddiemac.com
- Today’s Refinance Mortgage Rates · nerdwallet.com
- Mortgage Rates Hit a New Record Low the First Week of 2021 · freddiemac.gcs-web.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
current 30-year fixed mortgage refinance rates October 31 2026 average Freddie Mac mortgage rate refinance rates OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Freddie Mac PMMS historical 30-year mortgage rates 2020 2021 historic low 2.65 percent OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |