Real ChatGPT answer · index seedK7yWfyX9yK4completeCareers and HR · workplace benefitsinformational

How does a health equity HSA debit card actually work for my employees and what are the strict rules on what they can purchase with employer contributions?

ChatGPTgpt-63 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How does a health equity HSA debit card actually work for my employees and what are the strict rules on what they can purchase with employer contributions?
3 real searches · 1 real-search pass
HealthEquity HSA debit card how it works eligible expenses employer contributions substantiation officialGoogle ↗
OBSERVEDReason
IRS Publication 969 HSA qualified medical expenses employer contributions debit card rules 2026Google ↗
OBSERVEDReason
IRS Publication 502 qualified medical expenses HSA prohibited expenses insurance premiums OTC medicinesGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
HealthEquity HSA debit card how it works eligible expenses employer contributions substantiation official Google ↗
IRS Publication 969 HSA qualified medical expenses employer contributions debit card rules 2026 Google ↗
IRS Publication 502 qualified medical expenses HSA prohibited expenses insurance premiums OTC medicines Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
HealthEquity HSA debit card how it works eligible expenses employer contributions substantiation official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
IRS Publication 969 HSA qualified medical expenses employer contributions debit card rules 2026
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
IRS Publication 502 qualified medical expenses HSA prohibited expenses insurance premiums OTC medicines
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1