What are the typical out-of-pocket costs associated with my employer sponsored health plans when moving from a traditional PPO to a high-deductible health plan with an HSA?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the typical out-of-pocket costs associated with my employer sponsored health plans when moving from a traditional PPO to a high-deductible health plan with an HSA?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 employer sponsored health insurance PPO HDHP HSA average deductible premium employer contribution KFF 2025 Google ↗
IRS 2026 HSA contribution limits HDHP minimum deductible out of pocket maximum Google ↗
- 2025 Employer Health Benefits Survey · kff.org
- 2025 Employer Health Benefits Survey · files.kff.org
- Internal Revenue Bulletin: 2025-21 · irs.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 employer sponsored health insurance PPO HDHP HSA average deductible premium employer contribution KFF 2025 OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
IRS 2026 HSA contribution limits HDHP minimum deductible out of pocket maximum OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |