Real ChatGPT answer · index seedJzz79iurigEcompleteFinance and banking · budgeting and savingbrand

Can you list the exact steps and potential penalties for transferring a large taxable brokerage account balance into a newly opened Capital One 360 savings account?

ChatGPTgpt-64 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Can you list the exact steps and potential penalties for transferring a large taxable brokerage account balance into a newly opened Capital One 360 savings account?
4 real searches · 1 real-search pass
Capital One 360 Performance Savings external transfer limits ACH incoming large deposit new account officialGoogle ↗
OBSERVEDOther / navigational
Capital One 360 savings account deposit methods wire transfer ACH limits officialGoogle ↗
OBSERVEDOther / navigational
IRS taxable brokerage sale capital gains tax transfer cash bank account tax reportingGoogle ↗
OBSERVEDReason
FDIC deposit insurance 250000 per depositor per insured bank ownership category officialGoogle ↗
OBSERVEDDefinition

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (4)
Short factOther / navigational50%ComparisonConsequenceReason25%Definition25%InstructionYes / no

Classes come from the query-classifier (a local Laya model). 4 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT4 real searches · gpt-6
Capital One 360 Performance Savings external transfer limits ACH incoming large deposit new account official Google ↗
Capital One 360 savings account deposit methods wire transfer ACH limits official Google ↗
IRS taxable brokerage sale capital gains tax transfer cash bank account tax reporting Google ↗
FDIC deposit insurance 250000 per depositor per insured bank ownership category official Google ↗

Queries

4 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Capital One 360 Performance Savings external transfer limits ACH incoming large deposit new account official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
Capital One 360 savings account deposit methods wire transfer ACH limits official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
IRS taxable brokerage sale capital gains tax transfer cash bank account tax reporting
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
FDIC deposit insurance 250000 per depositor per insured bank ownership category official
OBSERVED
Google ↗
AI Mode ↗
—Definition——1x
of 1