Real ChatGPT answer · index seedJzBn7PGLc5UcompleteFinance and banking · credit cardscomparison

Should I close my Citi Business card or just sock drawer it to protect my overall credit utilization ratio after opening a new Amex?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Should I close my Citi Business card or just sock drawer it to protect my overall credit utilization ratio after opening a new Amex?
2 real searches · 1 real-search pass
FICO closing credit card effect utilization business credit cards reported personal credit utilizationGoogle ↗
OBSERVED
Experian closing credit card utilization ratio business credit cards personal credit report issuer reportingGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
FICO closing credit card effect utilization business credit cards reported personal credit utilization Google ↗
Experian closing credit card utilization ratio business credit cards personal credit report issuer reporting Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
FICO closing credit card effect utilization business credit cards reported personal credit utilization
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Experian closing credit card utilization ratio business credit cards personal credit report issuer reporting
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1