Real ChatGPT answer · index seedJxSfCb7Z1nAcompleteParenting and family · family financesinformational
What are the current interest rate spreads between conventional thirty-year fixed mortgages and ARM products for first-time buyers with a credit score above 780?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the current interest rate spreads between conventional thirty-year fixed mortgages and ARM products for first-time buyers with a credit score above 780?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
current mortgage rates November 1 2026 30 year fixed 5/1 ARM 7/1 ARM jumbo conventional rates excellent credit Google ↗
November 2026 mortgage rate survey adjustable rate mortgage 5/1 7/1 ARM average rates Freddie Mac Bankrate Google ↗
- Compare 30-Year Mortgage Rates Today · bankrate.com
- Current ARM Loan Rates · bankrate.com
- Mortgage Rates · freddiemac.com
- Mortgage and refinance interest rates today, Sunday, November 1, 2026: Mortgage rates are mostly lower than last week · finance.yahoo.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
current mortgage rates November 1 2026 30 year fixed 5/1 ARM 7/1 ARM jumbo conventional rates excellent credit OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
November 2026 mortgage rate survey adjustable rate mortgage 5/1 7/1 ARM average rates Freddie Mac Bankrate OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |