Why is the interest rate on my car loan refinance application higher than the advertised rate I saw online this morning and how do I fix it?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why is the interest rate on my car loan refinance application higher than the advertised rate I saw online this morning and how do I fix it?
1 real search · 1 real-search pass
auto loan refinancing advertised rates starting at APR factors credit score vehicle age loan to value lender rate shopping CFPBGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
auto loan refinancing advertised rates starting at APR factors credit score vehicle age loan to value lender rate shopping CFPB Google ↗
- here · consumerfinance.gov
- Supervisory Highlights v22024 final 508 · files.consumerfinance.gov
- § 1026.24 Advertising. · cfpb.website
- How does a lender decide what interest rate to offer me on an auto loan? · consumerfinance.gov
- What is a loan-to-value ratio in an auto loan? · consumerfinance.gov
- What things can I negotiate when shopping for a car or auto loan? · consumerfinance.gov