Real ChatGPT answer · index seedJplxQLr0g6YcompleteInsurance · home insurancebrand

My fixed income makes every dollar count, so I want to know if raising my deductible on my home insurance policy is a smart gamble or a recipe for disaster.

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
My fixed income makes every dollar count, so I want to know if raising my deductible on my home insurance policy is a smart gamble or a recipe for disaster.
2 real searches · 1 real-search pass
homeowners insurance deductible raise premium savings emergency fund advice NAIC consumerGoogle ↗
OBSERVEDComparison
homeowners insurance percentage wind hail deductible separate deductible consumer guideGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison50%ConsequenceReason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
homeowners insurance deductible raise premium savings emergency fund advice NAIC consumer Google ↗
homeowners insurance percentage wind hail deductible separate deductible consumer guide Google ↗
  1. Virginia SCC · scc.virginia.gov
  2. Insurance Topics | Homeowners Insurance · content.naic.org

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
homeowners insurance deductible raise premium savings emergency fund advice NAIC consumer
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
homeowners insurance percentage wind hail deductible separate deductible consumer guide
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1