Real ChatGPT answer · index seedJlDyxspR05ocompleteFinance and banking · credit scores and repairinformational
How does a defaulted student loan from five years ago continue to affect our household mortgage eligibility today?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does a defaulted student loan from five years ago continue to affect our household mortgage eligibility today?
4 real searches · 1 real-search pass
site:consumerfinance.gov student loan default credit report seven years mortgage federal student aid default rehabilitationGoogle ↗
OBSERVEDOther / navigational
site:hud.gov FHA student loan default CAIVRS federal debt mortgage handbookGoogle ↗
OBSERVEDOther / navigational
site:selling-guide.fanniemae.com student loan delinquent default mortgage eligibility federal debtGoogle ↗
OBSERVEDOther / navigational
site:studentaid.gov defaulted federal student loans rehabilitation consolidation default status credit reportGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (4)
Classes come from the query-classifier (a local Laya model). 3 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT4 real searches · gpt-6
site:consumerfinance.gov student loan default credit report seven years mortgage federal student aid default rehabilitation Google ↗
site:hud.gov FHA student loan default CAIVRS federal debt mortgage handbook Google ↗
site:selling-guide.fanniemae.com student loan delinquent default mortgage eligibility federal debt Google ↗
site:studentaid.gov defaulted federal student loans rehabilitation consolidation default status credit report Google ↗
- FHA Single Family Housing Policy Handbook · hud.gov
- VA Pamphlet 26-7, Revised · benefits.va.gov
- Monthly Debt Obligations · selling-guide.fanniemae.com
- Student Loan Rehabilitation for Borrowers in Default: FAQs · studentaid.gov
- Getting Out of Default · studentaid.gov
- Student Loan Default and Collections: FAQs · studentaid.gov
- StudentAid.gov · studentaid.gov
- AnnualCreditReport.com · annualcreditreport.com
Queries
4 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
site:consumerfinance.gov student loan default credit report seven years mortgage federal student aid default rehabilitation OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
site:hud.gov FHA student loan default CAIVRS federal debt mortgage handbook OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
site:selling-guide.fanniemae.com student loan delinquent default mortgage eligibility federal debt OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
site:studentaid.gov defaulted federal student loans rehabilitation consolidation default status credit report OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |