How does setting up an irrevocable life insurance trust affect my family taxes and are there cheaper alternatives for middle class budgets
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does setting up an irrevocable life insurance trust affect my family taxes and are there cheaper alternatives for middle class budgets
4 real searches · 1 real-search pass
2026 federal estate and gift tax exemption 15 million IRS 2026Google ↗
OBSERVEDShort fact
Washington state estate tax exemption 2026 Department of Revenue rate thresholdGoogle ↗
OBSERVEDReason
Washington estate tax life insurance irrevocable life insurance trust estate inclusion rulesGoogle ↗
OBSERVEDComparison
IRS irrevocable life insurance trust three year rule section 2035 life insuranceGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (4)
Classes come from the query-classifier (a local Laya model). 4 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT4 real searches · gpt-6
2026 federal estate and gift tax exemption 15 million IRS 2026 Google ↗
Washington state estate tax exemption 2026 Department of Revenue rate threshold Google ↗
Washington estate tax life insurance irrevocable life insurance trust estate inclusion rules Google ↗
IRS irrevocable life insurance trust three year rule section 2035 life insurance Google ↗
- Estate tax · dor.wa.gov
- Frequently asked questions on estate taxes · irs.gov
- Estate tax FAQ · dor.wa.gov
- Estate tax tables · dor.wa.gov
- Instructions for Form 706 (07/2026) · irs.gov
Queries
4 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 federal estate and gift tax exemption 15 million IRS 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
Washington state estate tax exemption 2026 Department of Revenue rate threshold OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Washington estate tax life insurance irrevocable life insurance trust estate inclusion rules OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
IRS irrevocable life insurance trust three year rule section 2035 life insurance OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |