Real ChatGPT answer · index seedJgXSBxadfiwcompleteFinance and banking · credit scores and repairinformational
What are the credit score consequences of opening three new credit cards within a six-month window while house hunting next year?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the credit score consequences of opening three new credit cards within a six-month window while house hunting next year?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
FICO hard inquiries credit card applications impact 12 months mortgage credit score new accounts average age official FICO Google ↗
CFPB mortgage credit score opening new credit cards before buying a home advice Google ↗
- Does my credit score affect my ability to get a mortgage loan or the mortgage rate I pay? · consumerfinance.gov
- What happens when a mortgage lender checks my credit? · consumerfinance.gov
- Get your money situation in order · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO hard inquiries credit card applications impact 12 months mortgage credit score new accounts average age official FICO OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
CFPB mortgage credit score opening new credit cards before buying a home advice OBSERVED | Google ↗ AI Mode ↗ | — | Instruction | — | — | 1x of 1 |