Real ChatGPT answer · index seedJZW9ByPrR3UcompleteFinance and banking · personal loansinformational
How do lenders view recent hard inquiries on my credit report when I apply for a personal loan after shopping around for a mortgage?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do lenders view recent hard inquiries on my credit report when I apply for a personal loan after shopping around for a mortgage?
1 real search · 1 real-search pass
FICO mortgage rate shopping inquiry window 14 45 days personal loan lender hard inquiries underwriting CFPBGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 1 queries…
Searches and sources
ChatGPT1 real searches · gpt-6
FICO mortgage rate shopping inquiry window 14 45 days personal loan lender hard inquiries underwriting CFPB Google ↗
- What kind of credit inquiry has no effect on my credit score? · consumerfinance.gov
- What happens when a mortgage lender checks my credit? · consumerfinance.gov